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Financial Aid and Scholarships


Loans

Think about your future today. Before accepting or applying for any loan, we strongly encourage you to research scholarships, grants and employment opportunities first.

Loan Options

If borrowing remains a necessity, consider all factors, such as loan servicing fees, interest rates and repayment plans, to choose the best option for you. Loans are a form of financial aid that must be paid back within a specific time after a student graduates, leaves college or falls below half-time enrollment. The standard repayment plan for federal loans is 10 years. If you are late with your payment, it can have a negative effect on your credit history.

Federal Direct Loans

All Federal Direct Loans are offered by the federal government through the William D. Ford Federal Direct Loan Program. As part of the awarding process, we automatically award federal direct subsidized and unsubsidized loans as part of our financial aid offer to students. As the student, you have the choice to accept or decline a loan.

Federal Direct PLUS

PLUS loans are federal loans that graduate or professional students and parents of dependent undergraduate students can use to assist with educational costs. You should only borrow what you need and can reasonably repay.

Federal Perkins Loan

Funding for the Perkins Loan Program is limited. The funds are available on a first-come, first-served basis. To be eligible for this loan, students must demonstrate a high level of need through the results of the FAFSA.

Private Loans

Private loans are offered through lending institutions such as a bank, credit union or state agency. You can choose any lending institution of your choice.

S.C. Teachers Loans

The South Carolina Teachers Loan Program was established to encourage S.C. residents interested in teaching to teach in areas of critical need to enhance the state’s educational goals. These loans are administered by the South Carolina Student Loan Corporation.

Nursing Student Loans

The Nursing Student Loan Program is a federal loan program funded by the U.S. Department of Health and Human Services. The program provides loans to undergraduate and graduate students pursuing a degree in nursing. 

Health Professions Student Loans

The U.S. Department of Health and Human Services realizes the need to cultivate health-professional students from various backgrounds, so they established the Health Professions Student Loan Program, the Primary Care Loan Program and the Super Primary Care Loan Program.

Managing Educational Debt Successfully (MEDS)

Explore student loan repayment options and learn successful tips to help you manage your student loan debt.