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Division of Human Resources


COBRA

After you enroll in the health, dental, vision or medical spending account plans (as applicable), you will receive a notice advising you and/or your covered dependents of the right to keep this coverage in the event of certain qualifying circumstances.

A federal law known as Consolidated Omnibus Budget Reconciliation Act (COBRA) requires that this information be provided to you and your covered family members when you enroll in the health, dental, vision or medical spending account plans (as applicable), and thereafter, each time we are aware of a change in our family status that affects insurance eligibility. Please let your covered family members know so they may expect to receive this information in the event they experience a qualifying event.

Qualifying Events

Coverage may be continued for a limited time under COBRA if you and/or your dependents lose coverage because:

  • You are in a state-defined FTE position and your working hours are reduced to less than 20 hours a week;
  • You voluntarily quit work, are laid off or fired (unless the firing is due to gross misconduct);
  • You no longer qualify otherwise under insurance guidelines;
  • You have separated or divorced your spouse;
  • Your dependent child is no longer eligible for coverage.

These events should be reported within 60 days of the occurrence. COBRA coverage will be offered and, if desired, must be elected within 60 days of the insurance termination effective date. If elected, the COBRA coverage will be retroactive to the insurance termination date. If COBRA is not reported and elected within 60 days of occurrence, COBRA coverage will not be extended.