Skip to Content

My Palmetto College


State Aid

South Carolina Need-Based Grant Program (SNBG)
The purpose of the South Carolina Need-Based Grant program is to provide additional financial aid to South Carolina's neediest students. It is a state funded grant for undergraduates attending public and independent colleges and universities within South Carolina. Recipients may not have already earned a Bachelor's degree. In order to qualify for consideration for a South Carolina Need-Based Grant, a student must meet all of the following minimum requirements.

General Eligibility Requirements

To receive the South Carolina Need-Based Grant, a student must:

  • Complete a Free Application for Federal Student Aid (FAFSA); and have financial need as defined by Title IV Federal Regulations.  Funding is limited and awards are made on a first-come, first-served basis.

  • Be a legal resident of South Carolina as defined in applicable State statutes governing the determination of residency for tuition and fee purposes;

  • Be admitted and enrolled full-time as an undergraduate student, seeking your first undergraduate degree;

  • Never have been adjudicated delinquent and never have been convicted of or pled guilty or nolo contendere to any felony in any state.

  • Not have been convicted of or pled guilty or nolo contendere to a second or subsequent alcohol or drug-related misdemeanor in any state within 12 months prior to the period of the award.

  • Verify that he or she does not owe a refund or repayment on a State Grant, Federal Pell Grant, or a Federal Supplemental Educational Opportunity Grant and is not in default on a loan under the Federal Perkins Loan or Federal Stafford Loan programs; and

  • Be making satisfactory academic progress towards an eligible program of study.

Eligibility Requirements for Continuing Students

  • Must meet all general eligibility requirements.

  • Students must maintain an overall 2.0 GPA

  • If you received the SC Need-Based Grant in the previous year, you must have earned at least 24 semester hours during the preceding academic year if full-time; 18 semester hours if 3/4 time; and 12 semester hours if 1/2 time.

Award Information

If you are awarded a State Need Based Grant, you must complete a certification statement. The award will be on hold until the certification is received in the financial aid office.

State Need Based Grant will be disbursed in equal amounts at the beginning of the fall and spring semesters. State Need Based Grants are only available during the fall and spring semesters.

Terms of Eligibility

The SC Need-Based Grant may be received for no more than eight semesters.

Change in Residency

A change in your residency and fee payment status to non-resident will lead to the required repayment of your award for any enrollment period in which you are no longer classified as a resident and received a State Need Based Grant. 


South Carolina Lottery Tuition Assistance Program (LTAP)
The purpose of the Lottery Tuition Assistance Program is to provide resources that supplement, not supplant, existing resources for educational purposes to South Carolina's students. The program provides tuition assistance. The program will assist students who wish to attend two-year public or independent colleges in the State. In calculating the amount awarded in Lottery Tuition Assistance, any federal grants and Need-based Grants must be awarded first before determining the amount eligible in Lottery Tuition Assistance to be used for payment towards cost-of-tuition. A student may receive up to the cost-of-tuition. The college at which the student is enrolled will notify each student of the exact award amount.

General Eligibility Requirements

A  student must meet ALL of the following minimum requirements before being awarded:

  • Complete the Free Application for Federal Student Aid (FAFSA) form and complete the process to determine eligibility for federal student aid each academic year;

  • Be  a legal resident of South Carolina as defined in applicable State statutes governing the determination of residency for tuition and fee purposes;

  • Be a full-time or part-time degree-seeking undergraduate student and be making satisfactory academic progress towards an associate's degree;

  • Have no felony or drug/alcohol convictions;

  • Verify that he or she does not owe a refund or repayment on a State Grant, Federal Pell Grant or a Federal Supplemental Educational Opportunity Grant and is not in default on a loan under the Federal Perkins Loan or Federal Stafford Loan program; and

  • Not be eligible for or a recipient of the LIFE Scholarship.

Eligibility Requirements for Retaining LTAP

To retain Lottery Tuition Assistance Program funds, a student must have a 2.0 Grade Point Average (GPA) by the end of the academic year, after attempting 24 hours.

Length of Eligibility

Students shall not be eligible to receive Lottery Tuition Assistance for more than one certificate, diploma, or degree earned within any five-year period.

Awarding

If you are awarded a LTAP, you must complete a certification statement.  The award will be on hold until the certification is received in the financial aid office.

The financial aid office administers the Lottery Tuition Assistance Program and the exact award amount is dependent upon the number of eligible recipients and the amount of funding each academic term.

Change in Residency

A change in your residency and fee payment status to non-resident will lead to the required repayment of your award for any enrollment period in which you are no longer classified as a resident and received a Lottery Tuition Assistance Award.


Legislative Incentives for Future Excellence Scholarship Program (LIFE)
The Legislative Incentive for Future Excellence (LIFE) Scholarship is a merit-based scholarship program administered by the financial aid office at each eligible public and independent college and university in South Carolina.  The LIFE Scholarship may be used towards the cost of attendance for up to eight terms based on the student's initial college enrollment date.  Students must be enrolled in their first associate’s degree, first two-year program leading to a baccalaureate degree, or first baccalaureate degree.

General Eligibility Requirements

A  student must meet ALL of the following minimum requirements before being awarded:

  • Be a U.S. citizen or eligible non-citizen under state residency statutes.

  • Be a South Carolina resident at the time of high school graduation and during the period of award.

  • Have graduated from a South Carolina high school or graduated from a high school outside of South Carolina while a dependent of a parent or legal guardian who is a legal resident.  If you graduated from a high school outside of South Carolina, you are expected to self-identify to the Financial Aid Office in order to be assured that you are not overlooked during the review of LIFE eligible students.

  • Be a full-time, undergraduate degree seeking student; in an eligible program of study.

  • Not be receiving the South Carolina Palmetto Fellows Scholarship or SC Lottery Tuition Assistance.

  • Must not have been judged delinquent, nor have been convicted or pled guilty or nolo contendere to any felony in any state.

  • Must not have been convicted of any alcohol or drug-related misdemeanor in any state within the past academic year.

  • Verify that he or she does not owe a refund or repayment on a State Grant, Federal Pell Grant or a Federal Supplemental Educational Opportunity Grant and is not in default on a loan under the Federal Perkins Loan or Federal Stafford Loan program.

Entering Freshman Students Eligibility Requirements

First time entering freshmen must have graduated from high school with a minimum 3.0 cumulative grade point average, calculated after the eighth semester. There are no SAT or ACT requirements for two-year colleges or technical colleges.

Transfer Students Eligibility Requirements

Transfer students must have earned a cumulative 3.0 grade point average on a 4.0 scale at all transferring institutions. A student must have earned a minimum of 30 credit hours (second year transfer), 60 credit hours (third year transfer), or 90 hours (fourth year transfer) or an annual equivalent for a student who begins mid-year at the participating institution and all prior institutions for the previous academic year to be eligible for the scholarship.

Eligibility Requirements for Continuing Students

When you are awarded the LIFE Scholarship, you will receive it for one year because it is an annual award. In order to receive the scholarship in subsequent years, you must meet the credit hour requirements and have a 3.0 cumulative grade point average by the end of the academic year (fall, spring, summer). The credit hour requirements are as follows:

  • Students completing first year of college must have earned 30 credit hours;

  • Students completing second year of college must have earned 60 credit hours; and

  • Students completing third year of college must have earned 90 credit hours.

All of the above requirements pertain to two-year colleges and technical colleges. Please note that there are additional requirements for four-year colleges and universities.Lost eligibility may be regained by meeting eligibility requirements in the next academic year.Please note that the LIFE grade point average will be used to determine LIFE Scholarship eligibility only and will not be used in determining graduation eligibility or standing. 

Terms of Eligibility

The LIFE Scholarship is limited  eight (8) consecutive terms for the first four-year degree program, four (4) consecutive terms for the first associate’s degree program or a two-year program that is acceptable for full credit toward a baccalaureate degree. The available number of terms for scholarship funding is based on the time of initial college enrollment.

Change in Residency

A change in your residency and fee payment status to non-resident will lead to the required repayment of your award for any enrollment period in which you are no longer classified as a resident and received a LIFE Scholarship.  


This information is subject to change by either the South Carolina Legislature or the Commission on Higher Education. You may view the most recent guidelines for Scholarships and Grants for SC Residents by visiting SC Commission on Higher Education.