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Student Health Services

Required Health Insurance

All undergraduate students taking six or more credit hours, graduate students taking six or more hours, graduate assistants and international students must have health insurance.

USC-Columbia students must have health insurance.

*Proof of Health Insurance applies to: undergraduates taking six hours or more and paying the student health fee, graduate students taking six hours or more, graduate students with assistantships, USC School of Medicine students enrolled in 1 or more hours and all international students.

* Additional department requirements may apply


Why the University Requires Insurance

Every student’s health and well-being are critical components to academic success. Access to medical care promotes student retention and success. Students with insurance stay healthier by using recommended preventive care services that help avoid health issues and often detect medical issues that need attention. The primary purpose of student health insurance is to provide an affordable and comprehensive benefits package so students have easy access to physical and mental health care and prevention screenings while attending school. 

Over the past two decades, student health issues have grown more complex. Students may come to college with a range of health care needs from minor to extensive. Student health insurance plays a critical role in optimizing student’s choice for health care services. Those who are uninsured have a higher chance of dealing with more severe illnesses that may impact their academic success. Since unexpected sickness is one of the leading factors for family debt, student health insurance is critical to financial wellness.


How to purchase or waive the Student Health Insurance Plan

  • Visit and select the appropriate student link. 
  • Log in using your USC ID (the one letter and number combination found on the back of your CarolinaCard or at under "View my IDs and manage my passwords.")
  • The password is the student's date of birth in MMDDYYYY format (ex. 01011990), unless you have previously logged in to the system and manually changed it. 


Purchasing the Student Health Insurance Plan

You must be enrolled in 6 or more credit hours and in a degree seeking program in order to purchase the student health insurance plan through the voluntary option unless otherwise required to show proof of health insurance. For more information, please contact our health insurance office.  

2019-2020 Student Health Insurance Site »  


Fall 2019 Coverage Period

USC Students: August 1, 2019 - December 31, 2019

Annual Premium: $2,181.19
Billed in two installments: $922.87 for August 2019 to December 2019 and $1,258.32 for January 2020 to July 2020.


If You Already Have Insurance...

Please go to to submit your health insurance information. Please check with your insurance carrier to determine your network providers. Student Health Services is in-network with many pharmacy plans, but not in-network with most health insurance carriers.

Waiving Out

If you already have health insurance or are covered under your parents' plan, you can waive out of the Student Health Insurance Plan. 

Submit Your Waiver (waivers are only accepted online.)

The Fall 2019 enrollment and waivers begin June 3, 2019. The waiver deadline is September 13, 2019. Waivers cannot be accepted after the deadline. The 2019-2020 Student Health Insurance site is available:

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