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Summer School Financial Aid

Here are the instructions for applying for summer school financial aid:

  1. FAFSA: Summer is part of the current academic year, so if you are getting loans for the Spring 2020 semester, you have already done your 2019–20 FAFSA and you don’t need to do another one for summer. If you didn’t get loans this year, then doing the 2019–20 FAFSA is your first step.
  2. Fill out the USC Summer School Financial Aid Application. It is available on SSC and the Office of Financial Aid & Scholarships website . The deadline to submit it is May 1.
  3. Now — how many credits are you taking?
    1. If you are taking a minimum of 6, you can apply for Federal loans. For Federal loans, go to to apply for loans. If you are like most students, you will already have used up your Direct Unsubsidized Loan allowance for this year ($20,500) and you will need to borrow GradPlus loans for the summer. Apply for a GradPlus loan using the May 2020 – August 2020 borrowing term.
    2. If you are not taking 6 credits, you have to borrow private loans. There is a list of private loan lenders on the Financial Aid & Scholarships website. Just know that private loans are not eligible for income-based repayment or public service loan forgiveness like the Federal loans, and the interest rates and repayment terms are set by the individual lender and will depend on your creditworthiness.
  4. If you are taking 6 credits and borrowing Federal loans, you can borrow tuition & fees, books, and living costs. If you are not taking 6 credits, you can borrow tuition & fees and books only, no living expenses.

If you have other questions, please do let me know, please contact Susan Palmer, Associate Dean for Student Affairs. Stay healthy and safe, please!


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