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updated January 8, 2009

Financial Aid and Scholarships

Overview

The financial aid programs of the University of South Carolina Union make it possible for many students to attend the University who could not do so if left entirely to their own resources. Scholarships, grants, loans, and part-time employment are available to qualified undergraduate students.

Eligibility for most types of aid except academic scholarships depends on the applicant's financial circumstances. The University uses the Free Application for Federal Student Aid (FAFSA) to determine the amount of assistance each applicant is eligible to receive. We recommend that you complete the FAFSA via the Web at www.fafsa.ed.gov; however, paper applications may still be obtained from most high-school guidance offices or the Financial Aid Office. Your application must be received by the application processor by June 30.

General Guidelines for Financial Aid

1. The student should have applied and been accepted for admission to USC Union as a regular student working toward a degree.

2. The student must have a high-school diploma or a General Education Development (GED) certificate.

3. Each applicant should complete the Free Application for Federal Student Aid indicating the University of South Carolina Union as the school of attendance.

4. A Student Aid Report (SAR) will be sent from the U.S. Department of Education to the student.

5. If corrections are necessary, they should be made in the Financial Aid Office. Corrections are electronically transmitted. An ISAR (Institutional Student Aid Report) with the updated information will be sent to the student.

6. Information concerning the other federal financial aid programs, such as Federal Work-Study, Federal Perkins Loans, Federal Stafford Loans, and Federal PLUS Loans, may be obtained from the USC Union Financial Aid Office.

7. The student must be making satisfactory academic progress toward completing a degree or certificate program.

8. The student must sign a statement of purpose/certification statement on refunds and default.

9. Awards of financial assistance are made in the summer prior to the beginning of the fall semester. An award notification will be sent to the student once the file is complete.

10. In order to be considered for some type of federal financial assistance, a student must be enrolled at least half time (6 semester hours); the Pell Grant program is an exception to this requirement.

11. Awards will be based only on a student’s enrollment status during the official registration period.

12. The Financial Aid Office staff is available for counseling with students and parents concerning any financial aid program.

Financial Aid and the Extended Graduate Campus Program

Financial aid for graduate students who are admitted and registered through The Graduate School on the University’s Columbia campus will have their financial aid administered by the Columbia campus financial aid office regardless of the student's campus location. As such, graduate students in this category should list the University of South Carolina Columbia as their school of choice on the FAFSA form. All financial aid–related correspondence should be directed to the Columbia campus financial aid office.

Satisfactory Academic Progress

All students receiving federal financial aid must adhere to the University's policy on satisfactory progress. The intent of this policy is to ensure that students who are receiving federal financial aid for their education are making measurable progress toward completion of a degree in a reasonable period of time.

The University Scholarship and Financial Aid Committee has approved the following standards defining satisfactory progress for students receiving federal student aid at USC.

Undergraduate students are considered to be making satisfactory progress if they:

1. are admitted and enrolled as degree-seeking students;
2. meet the University standards for continued enrollment as specified in the University of South Carolina Undergraduate Studies Bulletin;
3. complete requirements for a degree within a reasonable length of time as specified below:

    a. The total number of semesters of full-time enrollment (12 or more semester hours attempted) at any post-secondary institution does not exceed 12 semesters for a four-year degree.
    b. The total number of semesters of part-time enrollment (less than 12 semester hours attempted) does not exceed the equivalent of 12 full-time semesters for a four-year degree.

4. earn no fewer than 24 semester hours of undergraduate credit per academic year if enrolled as a full-time student. The academic year for satisfactory academic progress is composed of the fall, spring, and summer terms; (Part-time students must earn no fewer than 12 semester hours of undergraduate credit per full-time equivalent semester if enrolled as a part-time student.)
5. maintain a cumulative grade point average (GPA) of 2.00 after attempting 60 hours of either USC or other school (transfer) course work.

Explanation

Under these standards, students will be ineligible to receive federal financial aid funds if any of the following occurs:

1. The total number of semesters of enrollment as a full-time student (12 or more semester hours attempted) exceeds 12 full-time semesters for a four-year degree, or the total number of semesters of enrollment as a part-time student (less than 12 semesters hours attempted) exceeds the equivalent of 12 full-time semesters for a four-year degree. These limits include all work done at any post-secondary institution, whether or not financial aid was received.
2. The total number of earned hours falls below the prescribed number based upon enrollment in undergraduate or graduate study.
3. The yearly cumulative grade point deficit (GPD) is 24 or greater and results in the student's ineligibility for continued enrollment. (See "Academic Suspension" in the "Academic Regulations" chapter of this bulletin for an explanation of the grade point deficit system.)
4. The cumulative GPA falls below 2.00 after attempting 60 credit hours of either USC or transfer credit work.

In other words, students who accumulate a yearly or cumulative GPD that subjects them to suspension, who have been enrolled for more than the equivalent of 12 full-time semesters for a four-year degree program, who do not maintain a cumulative GPA of 2.00 after attempting 60 credit hours, or who do not earn the minimum number of semester hours required will become ineligible to receive federal financial aid funds except as indicated below. This determination applies without regard to any financial aid award letter that may have been sent or received prior to the time the determination is made.

Probationary Year

Students who fail to meet the minimum credit hour requirement will be granted the equivalent of one academic year to regain eligibility. Students will retain their eligibility for federal aid during this probationary year. Students who fail to regain eligibility after the probationary year will lose eligibility for federal aid. The student will, however, be afforded the opportunity to appeal if there are mitigating circumstances (see below). Students will be afforded the probationary year only one time.

Financial Aid Programs Covered by these Standards

Federal Pell Grant
Federal Work-Study
Federal Supplemental Educational Opportunity Grants
Federal Perkins Loans
Federal Stafford Loans, subsidized and unsubsidized
Federal PLUS
Some select private loans (as determined by the lender)
South Carolina LIFE Scholarship
South Carolina Lottery Tuition Assistance Program
South Carolina Need-Based Grant
Other federal or state programs as required

Appeals

Students who are ruled ineligible for financial aid may appeal this determination under specifically prescribed conditions. Deadlines for receipt of appeals are 20 days prior to the end of the semester for which aid is requested. Information concerning the appeal process is available in the Office of Student Financial Aid and Scholarships.

Reinstatement

A student shall be reinstated for financial aid eligibility at such time as the student successfully completes sufficient hours and has a sufficient grade point ratio to meet the minimum requirements for eligibility as set forth in this policy.

Grants

Federal Pell Grant

The Federal Pell Grant is the largest federally funded student financial aid grant program. It serves as the foundation upon which all other undergraduate aid is awarded. Typically, it is available only to undergraduate students who have not earned a baccalaureate degree. Federal Pell Grant eligibility is determined according to federal law and is based on the financial information you and your family provided on your FAFSA.

You are notified of your possible eligibility to receive a Federal Pell Grant via the Student Aid Report (SAR). The financial aid office will receive this information directly from the federal processor and determine the amount of your Federal Pell Grant. You should carefully review the information on your SAR and, if it is correct, keep it for your records. If you discover mistakes, follow the instructions and submit corrections as soon as possible.

If you or your family experiences a major change in your financial situation after your Pell Grant eligibility has been determined, you should notify the financial aid office immediately. A counselor will be able to determine if you qualify for an adjustment of your Pell Grant award and/or other financial aid.

Federal Supplemental Educational Opportunity Grant (FSEOG)

The FSEOG is a grant that does not need to be repaid. The financial aid office awards USC's limited allocation of FSEOG funds. Recipients must be undergraduates who have not already earned a baccalaureate degree and who demonstrate exceptional financial need. FSEOG recipients must be eligible to receive a Pell Grant and have the lowest EFC's from among those students being considered for an award.

Scholarships for Disadvantaged Students (SDS)

The SDS program provides scholarship grants to full-time medical and certain other health professions’ students. You must demonstrate exceptional financial need and come from a disadvantaged educational or economic background. No repayment is required, and receipt of this award does not require a service commitment. The amount of the award varies depending upon available funding and the number of eligible applicants.

You must have submitted parental data on the FAFSA in order to be considered for this program.

State Need-Based Grant Program (SNBG)

The South Carolina Need-Based Grant is a state-funded grant for undergraduates attending public and independent colleges and universities within South Carolina. Recipients may not have already earned a baccalaureate degree. To be considered, you must be a South Carolina resident, be admitted or currently enrolled with a minimum GPA of 2.00, complete the FAFSA, demonstrate financial need, be of good moral character, and have no felony and/or alcohol or drug convictions for a period of one year. Additionally, to renew a state grant award, you must maintain an annual 2.00 GPA and complete 24 semester hours during the fall and spring semesters. Awards are made for the entire academic year (fall and spring semesters) only. The State Need-Based Grant does not need to be repaid.

South Carolina Legislative Incentives for Future Excellence Scholarship

The South Carolina Legislative Incentives for Future Excellence Scholarship (LIFE) was established by the General Assembly during the 1998 legislative session. To be eligible for a LIFE Scholarship, you must have graduated from a high school located in South Carolina on or after May 1995 and be a full-time, undergraduate, degree-seeking student. You must enroll at an eligible institution within two years and three months of high-school graduation. You must be a South Carolina resident for in-state tuition purposes at the time of enrollment and have no felony, alcohol, or drug convictions. If, however, you have been judged delinquent or have been convicted or pled guilty or nolo contendere to an alcohol or drug misdemeanor, you are ineligible for one calendar year from the date of the conviction. You must also be a U.S. citizen or a permanent resident under state laws. You may not be in default or owe a refund on any federal or state financial aid program.

If you are a first-time entering freshman, you must have graduated from high school with a minimum 3.00 cumulative grade point average (GPA) on a 4.00 scale. Further, you must have received a score of at least 1050 on the SAT or 22 on the ACT.

For initial LIFE Scholarship eligibility, if a currently enrolled student, you must have earned a cumulative 3.00 USC GPA at the end of the academic year. You must also have earned a minimum of 30 credit hours, or the annual equivalent at all institutions attended, for the previous academic year if completing your first year; 60 credit hours must have been earned if completing your second year; and, 90 credit hours must have been earned if completing your third year.

You may receive the LIFE scholarship for not more than eight semesters for a four-year degree or 10 semesters for a five-year degree. Funds from this program may not be used for remedial courses or continuing education classes. If you are receiving South Carolina's Palmetto Fellows Scholarship, you are not eligible for a LIFE Scholarship.

To retain the LIFE Scholarship you must earn an average of 30 credit hours for each academic year and earn a 3.00 cumulative USC GPA by the end of the academic year. The financial aid office, using data from the admissions and records offices, is responsible for awarding LIFE Scholarships.

Please note that the LIFE Scholarship statutes and regulations are subject to change by the South Carolina Legislature.

South Carolina HOPE Scholarship

The South Carolina HOPE Scholarship was established by the General Assembly in 2001, and funds were appropriated in 2002. The program authorizes funding for scholarships of $2,500 for tuition and fees and $150 for books to resident students who graduate from a South Carolina high school with a 3.00 cumulative grade point average but who are not eligible to receive the LIFE Scholarship or the Palmetto Fellows Scholarship. It may be awarded for no more than two semesters, during the freshman year of attendance only. Additional eligibility criteria are the same as those for the LIFE Scholarship.

South Carolina Lottery Tuition Assistance Program

During the 2002 legislative session, the South Carolina General Assembly established the Lottery Tuition Assistance Program. Its purpose is to provide resources that supplement, not supplant, existing resources for educational purposes to South Carolina's students. The program assists students who wish to attend two-year public or independent college in the state. In calculating the amount awarded, any and all federal grants and need-based grants must first be awarded before determining the amount a student is eligible to receive. A student may receive up to the cost of tuition. The college at which the student is enrolled will notify each student of the exact award amount.

In order to qualify for lottery tuition assistance, a student must meet the following requirements:

  • file the Free Application for Federal Student Aid (FAFSA) and complete the process to determine eligibility for federal student aid each academic year
  • be a legal resident of South Carolina as defined in applicable state statues governing the determination of residency for tuition and fee purposes
  • be enrolled at the time of the grant disbursement in a minimum of 6 credit hours for the term and be making satisfactory academic progress toward an associate's degree
  • verify that the student does not owe a refund or repayment on a state grant, Federal Pell Grant, or Federal Supplemental Educational Opportunity Grant (FSEOG) and is not in default on a loan under the Federal Perkins Loan or Federal Stafford Loan programs
  • must not be eligible for or a recipient of the LIFE scholarship.

Loans

Federal Stafford Loan--Subsidized

The subsidized Stafford Loan Program provides long-term, low-interest, need-based loans to undergraduate, graduate, and professional students. The interest rate is variable and set at 3.1 percentage points above the 91-day Treasury bill rate with an 8.25 percent cap. The interest rate on subsidized Federal Stafford Loans made prior to July 1, 1994, will vary according to the dates on which the loans were disbursed and/or the borrower's outstanding federal loan indebtedness. The interest rate during repayment will be different. These rates are subject to change by law.

Subsidized Federal Stafford Loans may be requested from a variety of lenders with a loan guaranty from any authorized guarantee agency. As an undergraduate, you may borrow up to $3,500 for the first year of study, $3,500 for the second year, and $5,500 per year for subsequent undergraduate study, not to exceed a maximum of $23,000. As a graduate or professional student, you may borrow up to $8,500 per year not to exceed $65,500, including any amount borrowed as an undergraduate. If you receive a subsidized Stafford Loan, you will not be required to begin repayment until six months after you cease to be enrolled on at least a half-time basis.

Some students will receive a promissory note which must signed, completed, and returned to your lender before any loan funds will be disbursed. If, however, you signed a Master Promissory Note for the 2001-2002 academic year, it may also be used for all future Stafford Loans you may borrow while attending USC. You will no longer need to sign a promissory note each year you apply for and receive a Stafford Loan.

Federal regulations require that we limit or reduce the amount of a Stafford Loan under certain prescribed conditions. These conditions are as follows: 1) You are an undergraduate and you apply for a Stafford loan and are enrolled less than a full academic year (fall and spring semesters); or 2) you will complete all degree requirements at the end of the semester or term. If either of these conditions occur, the Stafford Loan amount may be reduced. The financial aid office will make this adjustment and send you a revised award letter.

We are required to disburse your loan in installments to coincide with the beginning of the enrollment period covered by the loan. Additionally, if after the time your Federal Stafford Loan (subsidized or unsubsidized) was certified, you receive any type of other financial assistance, or your tuition fee structure changes, your eligibility for the Stafford Loan may be reduced. In some cases, you may be required to repay amounts in excess of your eligibility.

Federal Stafford Loan--Unsubsidized

The unsubsidized Federal Stafford Loan program is similar to the subsidized Stafford Loan except that eligibility is not based on financial need and interest payments are not subsidized by the federal government, but rather are the responsibility of the borrower.

If you are a dependent student, your annual unsubsidized and subsidized Stafford Loan totals combined cannot exceed the totals previously noted for a subsidized Stafford Loan. As an independent student, you have additional unsubsidized eligibility of $4,000 per year for the first and second years of study and $5,000 per year for subsequent undergraduate study. As a graduate or professional degree student, you have an additional $10,000 per year in unsubsidized eligibility, and your career maximum increases to a total of $73,500, including any amounts borrowed as an undergraduate. Medical students and graduate students in public health and clinical psychology may be eligible for additional unsubsidized loan limits. The interest rate is the same as the subsidized Stafford Loan; however, interest begins to accrue at the time the lender makes the loan and is not automatically deferred. You may choose to pay the interest or request that it be deferred. This results in the deferred interest being capitalized and creating a greater expense to you during repayment.

Some students will receive a promissory note, which must be completed, signed and returned to your lender before any loan funds will be disbursed. If, however, you signed a Master Promissory Note for the 2001-2002 academic year,

it may also be used for all future Stafford Loans you may borrow while attending USC. You will no longer need to sign a promissory note each year you apply for and receive a Stafford Loan.

Federal regulations require that we limit or reduce the amount of a Stafford Loan (subsidized and unsubsidized) under certain prescribed conditions. These conditions are as follows: (1) You are an undergraduate and you apply for a Stafford loan and are enrolled less than a full academic year (fall and spring semesters); or (2) you will complete all degree requirements at the end of the semester or term. If either of these conditions occur, the Stafford Loan amount may be reduced. The financial aid office will make this adjustment and send you a revised award letter.

We are required to disburse your loan in installments to coincide with the beginning of the enrollment period covered by the loan. Additionally, if after the time your Federal Stafford Loan, (subsidized or unsubsidized) was certified, you receive any type of other financial assistance, or your tuition fee structure changes, your eligibility for the Stafford Loan may be reduced. In some cases, you may be required to repay amounts in excess of your eligibility.

Federal PLUS

The PLUS loan is a non-need-based educational loan program that allows parents to borrow funds for full-time dependent students. Parents may borrow up to the cost of education less any other financial assistance received during the loan period. For loans disbursed on or after July 1, 1998, the interest rate is variable, based upon the bond equivalent rate of the 91-day T-bill, plus 3.1 percent. The variable rate is capped at 9 percent. Previous PLUS loans may have a different interest rate depending upon when the loan was first disbursed. Repayment begins within 60 days after the loan is made. The repayment period can be extended up to 10 years with minimum monthly payments to be arranged with the lender.

PLUS loan checks are mailed directly from the lender to the school. The Student Loan Accounting Office, 207 Petigru, handles all PLUS loan checks. Questions regarding the handling of these checks should be directed to that office. Parents/students are advised to exhaust their eligibility for other federal student aid programs before considering the PLUS loan.

South Carolina Teacher Loan Program

This program is available only to residents of South Carolina who are attending college for the purpose of becoming certified teachers employed in the state's school system in areas of critical need as defined by the State Board of Education. For loan recipients who become certified and teach in an area of critical need, the loan shall be cancelled at the rate of 20 percent for each full year of teaching, up to 100 percent. Loan recipients who do not become certified and/or do not teach in an area of critical need shall be responsible for repaying the entire amount of loan funds borrowed plus interest. Contact the Office of Student Financial Aid and Scholarships for application information and deadlines.

Federal Perkins Loan

The Perkins Loan Program is a low-interest (5 percent), long-term educational loan program available to both undergraduate and graduate students demonstrating exceptional financial need. This is a loan and must be repaid. Undergraduates may borrow up to $4,000 for each year of study and up to $20,000 to complete an undergraduate degree. Graduate students may receive up to $6,000 for each year of study not to exceed $40,000 for all years of study including undergraduate amounts received. Interest is not charged and repayment does not begin until nine months after your enrollment drops below half-time status. If you receive your first Perkins Loan on or after October 1, 1992, your minimum payment will be $40 per month. In all cases, repayment may extend up to 10 years depending upon the total amount borrowed. If you have outstanding National Direct Student Loan (NDSL) balances and you are receiving a Federal Perkins Loan now, you must review your NDSL Promissory Note to determine the terms and conditions that apply to your loan. Under certain conditions of reenrollment, employment, or extenuating circumstances, payments may be deferred or cancelled. Further information concerning repayment is available in the Office of Financial Services, Room 110, Petigru.

Work Opportunities

Federal Work-Study Program. The Federal Work-Study Program provides part-time employment for needy students to meet their educational expenses. To be eligible for employment under this federal program, a student must be enrolled in the University or fully accepted for admission and demonstrate financial need.

Students who are enrolled at least half-time work an average of 15 to 20 hours per week. During vacation periods it is sometimes possible to work up to 40 hours per week. Pay rates vary with the job assignment.

Refunds and Financial Aid

The official USC Union policy and procedure concerning refunds which result from the withdrawal or reduction of hours is contained in the "Expenses" section of this bulletin. Students who withdraw or reduce hours may be eligible to receive a refund as provided by the official University policy; however, recipients of financial aid generally do not receive the refund.

When students who are recipients of federal financial aid withdraw from all classes, they are only entitled to retain a percentage of the federal financial aid received that is proportional to the time they remained enrolled. If, for example, a student withdraws after completing 30 percent of the semester or summer term, they can only retain 30 percent of the federal financial aid they received. The balance, 70 percent, must be returned to the financial aid programs. The Office of the Bursar performs this calculation and students are notified by mail of the outcome.

When funds are applied back to the federal financial aid programs, loan funds are always returned first, thereby reducing the student's repayment obligation. If funds remain after repaying federal loans, they are then repaid to the Federal Pell Grant and the Federal Supplemental Educational Opportunity Grant (FSEOG) programs. After all federal funds are repaid, state-sponsored grant programs then receive any remaining payments.

Veterans Benefits

The following policies and procedures are of primary concern to veterans, servicepersons, members of guard and selected reserves, and other eligible persons who receive VA educational benefits while enrolled at the University.

Please note: Academic standards of progress and attendance are covered under school standards of progress as specified by the South Carolina Commission on Higher Education, License Division, and are required by the U.S. Department of Veterans Affairs (VA).

Enrollment Certification

Certification by the University VA certifying official in the Office of Veterans Services is required for eligible students who wish to receive VA educational benefit checks. Students must initiate their own requests for enrollment certification. The certifying official will transmit certifications and other forms to the VA only for those students who have made such requests and have completed the necessary paperwork.

Normally, the VA requires that eligible students must have completed full University admissions requirements and matriculation into degree-seeking status before they may receive VA educational benefits. However, those students admitted as "Provisional," "Military Special," or "Transient," or students enrolling for prerequisite courses required for admission into a professional degree program or school may request VA certification if they provide appropriate documentation. Any VA students in these categories should contact the University Office of Veterans Services for details. In these and all other admissions categories, only the federal VA has the final authority to award or to deny military educational benefits.

Undergraduate veterans or servicepersons should contact Scott King in the Office of Undergraduate Admissions (803-777-7700) for consideration of receiving college credit for military schools.

Students can best ensure receipt of benefits by informing the school VA office of their intent to register for classes and by supplying the number of credit hours for which they will enroll each semester. Eligible VA students may request certification on an annual basis and should recertify for each new academic year at least 45 days prior to the first day of class of their next semester. However, pursuant to federal law, servicepersons, and VA students who are enrolled for less than one-half time must request certification on a semester-by-semester basis.

Normally, VA payments are authorized only for those courses which are required by the academic department for the student's current degree program. All students receiving educational benefit checks from the VA are responsible for notifying the Office of Veterans Services of any changes in their degree programs and/or course loads during a semester, to include drop/add, withdrawal, changing from credit to audit status, invoking the Pass-Fail option in a course, or enrolling in any distance education course, independent study, internship, or practicum.

Appropriate forms and benefits-related information are available at the Office of Veterans Services. Each student request will be handled individually according to their VA benefit program and enrollment status at the University.

Delayed Payment Agreement

A limited number of short-term, no-interest loans with a $25 processing fee and a down payment of 20 percent of tuition are available on a first-come, first-served basis. Students should contact the dean to apply for these loans.

USC Union Scholarships

Applications must be received by February 1 to be considered for scholarships.

Alverson Scholarship. Established by Mr. Grover Alverson. A scholarship is to be awarded annually to a new or continuing USC Union student.

American Legion Post 22. A scholarship is to be awarded annually to a Union County resident who is a veteran or child or grandchild of a veteran.

B.P.O. Does, Drove #148 Scholarship. The club donates proceeds of fund raisers each year. The total funds are awarded annually to one male and one female who are incoming freshmen. The recipients are selected by USC Union.

Clara Harvey Bell Scholarship. This scholarship came from the estate of Clara Harvey Bell. The endowment is to be used to award one or more full scholarships each year. The USC Union Scholarship Committee selects the recipient. Criteria include: student must be of good moral character, must be fully admitted to USC Union, must have financial need, and must maintain a 2.50 GPA.

Commencement Speaker Scholarship. A full-tuition scholarship awarded annually in honor of the commencement speaker. The scholarship is awarded to an outstanding top freshman entering USC Union or to a continuing student who has demonstrated outstanding academic achievement. This scholarship is funded by the Office of the President.

USC Union Faculty and Staff Scholarship. Each year the USC Union faculty and staff make contributions to the USC Educational Foundation. Part of this money is used to fund a scholarship for an incoming, undergraduate USC Union student on the basis of high-school record, entrance examination scores, and other qualifications as established by and approved by the Financial Affairs Committee. This scholarship is awarded annually.

Jack and Nonie Flynn Scholarship Fund. This scholarship is to be awarded annually to a USC Union student based on student academics.

Ellis and Maie From Scholarship. This scholarship is awarded annually to provide support for a USC Union student from the Union service area. The student must predict and/or maintain a 2.50 GPA and show financial need.

Israel and Bertha From Memorial. This scholarship was founded by the From family as a living memorial to their parents, Israel and Bertha From. It is awarded annually (one semester’s tuition and fees) to an incoming freshman from Union High School who is in the top 10 percent of the graduating class. The student may elect to divide the award between two semesters.

USC Union Foundation Scholarships. A number of scholarships are awarded annually by the University of South Carolina Educational Foundation–Union Partnership to USC Union students on the basis of merit, potential, and need. Area businesses, organizations, USC Union alumni, and individuals fund the scholarships. The scholarships are available to first-year students as well as to continuing students.

Sallie Crocker Garner Scholarship. The USC Union Scholarship Committee will award this scholarship to a citizen and resident of Union County based on documented financial need and academic merit. The interest income only from the fund shall be awarded.

Graham Family Scholarship. The Graham family donates yearly to the foundation. One scholarship is awarded to a new freshman.

Virgil Randolph Hawkins Scholarship. Established by Mrs. V.R. Hawkins in memory of her husband. A scholarship is to be awarded annually to an incoming student. The student must be a Union County resident and must be involved in community service.

Edna and Mildred Hope Scholarship. The Hope family provides funding for this scholarship as a living memorial to the late sisters of Dr. Harold P. Hope. This scholarship, which is based on merit, is to be awarded annually to an incoming or continuing USC Union student.

Paul Jeter Scholarship. A gift from the Jeter family provides funding for one annual scholarship for an incoming or continuing student majoring in education.

Michael J. Mungo Scholarship. This scholarship will be awarded based on financial need and academic merit.

Newton Scholarship. A scholarship funded by the Newton family. The purpose is to provide funding for an annual scholarship for an incoming or continuing student.

Palmetto Bank Scholarship. A gift from the Palmetto Bank to fund two scholarships annually for new freshmen from Laurens County attending USC Union or USC Union at Laurens.

Burchill Richardson Memorial Scholarship. Mrs. H.B. Richardson established this scholarship in memory of her husband. A  scholarship is to be awarded annually to a new freshman or a continuing USC Union student.

Eleanora and Henry Richardson Scholarship. Mrs. H.B. Richardson established this scholarship. A scholarship is to be awarded annually either to a new freshman or a continuing student who has demonstrated academic achievement and who is a resident of Union County.

Rotary Scholarship. The Union Rotary Club funds a full scholarship annually to an incoming or continuing USC Union student.

Student Government Association. The SGA executive officers (president, $500; vice president, $400; secretary/treasurer, $300—half the funds are to be used for the fall semester, half for the spring semester) are awarded annual scholarships for services rendered on behalf of the USC Union student body. The executive officers are elected annually by the student body, faculty, and administrative staff. Funding is provided through the student activity account.

Switzer-Wise Scholarship. The Switzer family established this scholarship to provide funding for sophomores who are Union-area residents. The number of scholarships awarded is determined by the annual interest income.

T.D. Truluck Scholarship Fund. This scholarship is to provide funding to a full-time Union County student who is planning to complete an associate’s degree at USC Union. The number and amount awarded is determined by the amount of interest income.

Union Jaycees Scholarship. The Union Jaycees established this scholarship account in memory of Elizabeth Jones Jordan. The recipient is to be a new incoming freshman and is to be selected by the USC Union Scholarship Committee. The recipient is to have the following credentials: must be community oriented and have demonstrated some form of community service, must have a good GPA, must have financial need, and must have been involved in extracurricular activities while attending high school. A recipient can be awarded the scholarship again for the second year if a good academic record is maintained and there is evidence of community service activities.

Union Partnership Scholarship.

Elizabeth Barrett and David H. Whitener Scholarship. This memorial scholarship funded by the Whitener family is awarded annually to an incoming student on the basis of merit and/or potential.

William J. Whitener Scholarship. This scholarship is awarded annually by the Union/Laurens Commission for Higher Education in honor of Dean Emeritus Whitener to an incoming freshman. The scholarship is awarded on the basis of merit and/or potential.

The scholarship application form is available online at http://uscunion.sc.edu  December 1 through February 1. The University reserves the right to make adjustments on the value of scholarships based upon donor support and availability of funds.

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