University of South Carolina

Financial Aid & Scholarships


Federal Student Loan Counseling

Federal Student Loan Counseling will help you understand your rights and responsibilities as a borrower as well as provide information and terms to help you make the right choices for your education and your future. It is also required.

The loan counseling session cover the following federal student loan types:

William D. Ford Direct Loan (Direct Loan) Program loans

  • Direct Subsidized Loans
  • Direct Unsubsidized Loans
  • Direct PLUS Loans (for graduate/professional students)

Entrance Loan Counseling

Before receiving a student loan, borrowers must complete an entrance counseling session, which will provide useful tips and tools to help you develop a budget for managing your educational expenses and help you understand your loan responsibilities.

Click here to complete your required online entrance loan counseling session. You will sign in using your federal PIN. This online session will take you about 20 to 30 minutes.

Exit Loan Counseling

Prior to graduating or leaving school, Direct Loan borrowers must complete exit counseling. The Direct Loan Exit Counseling will explain your rights and responsibilities as a Direct Loan borrower. Click here to complete your required online exit loan counseling session. You will sign in using your federal PIN. This online session will take you about 30 to 40 minutes.