The Student Health Insurance Plan is an excellent match for students. It offers comprehensive
benefits, low premiums, low co-pays and zero on-campus deductibles. The plan also
covers mental health, vision and dental services.
Required Health Insurance
ALL USC COLUMBIA STUDENTS MUST HAVE HEALTH INSURANCE, including: undergraduates taking six hours or more and paying the student health
fee; graduate students taking six hours or more; graduate students with assistantships;
USC School of Medicine students enrolled in 1 or more hours and all international
What Does the Student Health Insurance Plan Cover?
The Student Health Insurance Plan is comprehensive and covers most medical and mental
health services, x-rays, labs, procedures and prevention services. The plan benefits
include only a $10 co-payment for generic prescription drugs, and covers mental health,
dental and vision care.
Premium Costs & Plan Details
Fall Semester: $1,302.80
Spring/Summer Semesters: $1,788.20
Graduate assistants may receive a subsidy during the 2022-2023 academic year - check
with your department.
Fall Coverage Period: August 1, 2023-December 31, 2023
Spring/Summer Coverage Period: January 1, 2024-July 31, 2024
The Fall enrollment and waivers begin on June 1, 2023 and ends on Friday, September
Spring/Summer enrollment and waivers begin on November 2, 2023 and ends in Friday,
February 2, 2024. Waivers cannot be accepted after the deadline. Waivers must be completed
on the insurance waiver website: sc.myahpcare.com.
The Student Health Insurance Plan through BlueCross BlueShield of South Carolina is
considered a Gold Plan in the insurance marketplace. A comparable plan purchased somewhere
else would cost more than $350 per month, while the Student Health Plan is just over
$200 per month. You can sign up for the Student Health Insurance Plan during the
year if you have a qualifying life event that causes you to lose your health insurance.
Disqualification from parents' health plan due to age.
Losing private insurance through loss of employment or divorce.
For qualifying events, please contact AHP directly at sc.myahpcare.com or 1-855-844-3015.
You can enroll spouses, domestic partners and dependent children in your plan. You
will be charged for their coverage separately, and not through your student account.
If proof of insurance is required as a condition of your enrollment, you can request
additional funds for your health insurance premium amount. Contact the Office of Student
Financial Aid and Scholarships at 803-777-8134.
Students with Special Enrollment Status can choose to purchase the Student Health
Independently funded post-doctoral fellows are eligible to purchase the Student Health
Students have an option to purchase short term gap insurance after graduation to ensure
continuous health care coverage. Please go to sc.myahpcare.com for more information.
Provider and Enrollment Information
The Student Health Insurance Plan is administered through Academic Health Plans and
is underwritten by Blue Cross Blue Shield of South Carolina. You can obtain more information
by visiting the website sc.myahpcare.com.
On the site you may chat with an agent or communicate via email. You may also contact
the provider via telephone at 1-855-844-3015.
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