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Student Health and Well-Being

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Insurance and Fees

Learn about the health insurance requirements for all students, the many services covered by your student health fee and the payment options for all student health services.

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Required Health Insurance

ALL USC COLUMBIA STUDENTS MUST HAVE HEALTH INSURANCE, including:  undergraduates taking six hours or more and paying the student health fee; graduate students taking six hours or more; graduate students with assistantships; USC School of Medicine students enrolled in 1 or more hours and all international students.

The Student Health Insurance Plan is the ONLY in-network plan at Student Health. If you waive the University Sponsored health insurance plan, some services at Student Health may incur out-of-network costs.

Student Health Fee

The student health fee covers office visits in Primary Care, Women's Health, Sports Medicine, and Counseling. The fee also covers group counseling and wellness prevention and advocacy services and programs. 


Payment Options

Payment is expected at the time of service. The University accepts cash, checks, Visa, MasterCard, American Express, Discover and the CarolinaCard.



The Student Health Insurance Plan is the ONLY in-network plan at Student Health. We will file claims with third-party insurance plans as a courtesy. Please check with your insurance carrier to determine your in-network providers. Student Health is in-network with many pharmacy plans, but not in-network with most health insurance carriers.

Typically, out-of-network deductibles have to be met before third-party insurance plans will pay claims. Some insurance plans do not provide out-of-network coverage. Please check your insurance policy to see what your out-of-network coverage entails. 

Student Health does not file insurance claims to Medicare or Medicaid. Students with these insurances would be responsible for the charges incurred.


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