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Student Health and Well-Being

Student Health Insurance Plan

The Student Health Insurance Plan is an excellent match for students. It offers comprehensive benefits, low premiums, low co-pays and zero on-campus deductibles. The plan also covers mental health, vision and dental services.

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Required Health Insurance

ALL USC COLUMBIA STUDENTS MUST HAVE HEALTH INSURANCE, including:  undergraduates taking six hours or more and paying the student health fee; graduate students taking six hours or more; graduate students with assistantships; USC School of Medicine students enrolled in 1 or more hours and all international students.

The Student Health Insurance Plan is the ONLY in-network plan at Student Health. If you waive the University Sponsored health insurance plan, some services at Student Health may incur out-of-network costs.

What Does the Student Health Insurance Plan Cover?

The Student Health Insurance Plan is comprehensive and covers most medical and mental health services, x-rays, labs, procedures and prevention services. The plan benefits include only a $10 co-payment for generic prescription drugs, and covers mental health, dental and vision care.


Premium Costs & Plan Details

Annual: $3,091

Fall Semester: $1,302.80

Spring/Summer Semesters: $1,788.20 

Graduate assistants may receive a subsidy during the 2023-2024 academic year - check with your department.

Fall Coverage Period: August 1, 2023-December 31, 2023

Spring/Summer Coverage Period: January 1, 2024-July 31, 2024


The Fall enrollment and waivers begin on June 1, 2023 and ends on Friday, September 8, 2023.

Spring/Summer enrollment and waivers begin on November 2, 2023 and ends in Friday, February 2, 2024. Waivers cannot be accepted after the deadline. Waivers must be completed on the insurance waiver website:

The Student Health Insurance Plan through BlueCross BlueShield of South Carolina is considered a Gold Plan in the insurance marketplace. A comparable plan purchased somewhere else would cost more than $350 per month, while the Student Health Plan is just over  $200 per month. You can sign up for the Student Health Insurance Plan during the year if you have a qualifying life event that causes you to lose your health insurance.

  • Disqualification from parents' health plan due to age.
  • Losing private insurance through loss of employment or divorce.

For qualifying events, please contact AHP directly at or 1-855-844-3015.

You can enroll spouses, domestic partners and dependent children in your plan. You will be charged for their coverage separately, and not through your student account.

If proof of insurance is required as a condition of your enrollment, you can request additional funds for your health insurance premium amount. Contact the Office of Student Financial Aid and Scholarships at 803-777-8134.

Students with Special Enrollment Status can choose to purchase the Student Health Insurance Plan. 

Independently funded post-doctoral fellows are eligible to purchase the Student Health Insurance Plan.

Students have an option to purchase short term gap insurance after graduation to ensure continuous health care coverage. Please go to for more information.


Provider and Enrollment Information

The Student Health Insurance Plan is administered through Academic Health Plans and is underwritten by Blue Cross Blue Shield of South Carolina. You can obtain more information by visiting the website

On the site you may chat with an agent or communicate via email. You may also contact the provider via telephone at 1-855-844-3015. 

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