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Student Health Services

Required Health Insurance

All undergraduate students taking six or more credit hours, graduate students taking six or more hours, graduate assistants and international students must have health insurance.

UofSC-Columbia Students Must Have Health Insurance

*Proof of Health Insurance applies to: Undergraduates taking six hours or more and paying the student health fee, graduate students taking six hours or more, graduate students with assistantships, UofSC School of Medicine students enrolled in 1 or more hours and all international students.

  • Student Health Insurance Plan is the ONLY in-network plan at Student Health Services. If you waived the plan, some services may incur out-of-network costs. 
  • Most individuals and families need to waive Student Health Insurance Plan once per academic year
  • Additional department requirements may apply


Why the University Requires Insurance

Every student’s health and well-being are critical components to academic success. Access to medical care promotes student retention and success. Students with insurance stay healthier by using recommended preventive care services that help avoid health issues and often detect medical issues that need attention. The primary purpose of student health insurance is to provide an affordable and comprehensive benefits package so students have easy access to physical and mental health care and prevention screenings while attending school. 

Over the past two decades, student health issues have grown more complex. Students may come to college with a range of health care needs from minor to extensive. Student health insurance plays a critical role in optimizing student’s choice for health care services. Those who are uninsured have a higher chance of dealing with more severe illnesses that may impact their academic success. Since unexpected sickness is one of the leading factors for family debt, student health insurance is critical to financial wellness.


How to waive the Student Health Insurance Plan if you already have insurance

  • Visit
  • Log in using your USC ID (the one letter and number combination found on the back of your CarolinaCard or at under "View my IDs and manage my passwords.")
  • The password is the student's date of birth in MMDDYYYY format (ex. 01011990), unless you have previously logged in to the system and manually changed it. 
  • Please go to to submit your health insurance information. Please check with your insurance carrier to determine your network providers. Student Health Services is in-network with many pharmacy plans, but not in-network with most health insurance carriers.

Purchasing the Student Health Insurance Plan

You must be enrolled in 6 or more credit hours and in a degree seeking program in order to purchase the student health insurance plan through the voluntary option unless otherwise required to show proof of health insurance. For more information, please contact our health insurance office.  

Fall Coverage Period

USC Students: August 1, 2022 - December 31, 2022

Premium: $1,261.74

Spring/Summer Coverage Period

USC Students: November 2, 2022 - February 3, 2023

Premium: $1,722.26


The Spring 2023 enrollment and waivers begins November 2, 2022. The waiver deadline is February 3, 2023. Waivers cannot be accepted after the deadline. The 2022-2023 Student Health Insurance site is available:

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